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Challenge Summary

Welcome to the RUX 72HR Quintessential Home Buying Experience Design Concepts Challenge!

We are looking for your help in designing a unified one-stop GUI wrapper application for end to end customer journey across home buying experience. We are looking for your best ideas and concepts to WOW our customer!

What is a RUX Challenge?
The RUX (Rapid User Experience) challenge uses the same format as our famous LUX Challenge except it is not "Live" at an event. The RUX Challenge Series provides you with an opportunity to show digital leaders from some of the largest companies in the world just how good your concepting and user experience (UI/UX) design skills are.

RUX (Rapid User Experience) challenges are fast, fun, and have more chances for you to capture prize money!

Note: You do not need to have RUX challenge experience to join this challenge - Just jump in and give it a try! Make sure to follow the challenge details, the challenge forum and ask questions.
Challenge Description
The goal of this challenge is to take the provided design problem, analyze the user experience and provide design concepts and visual ideas on how the application might look and work!

Design Problem
Create a sophisticated and user-friendly application which allows the customer to have smooth, delightful and hassle-free journey. This application will be a one stop shop to validate your financial strength, to explore & purchase your dream house with an insurance cover, which offers best mortgage rates followed by automated loan processing functionality. This would provide a single end user interface that will eliminate the need for the user to log in and out of multiple systems to do their job.

Design Consideration
- Easy to monitor and view data (without user noticing the data comes from multiple apps)
- Should be clean, open, and modern looking
- Streamlined design and user flow
- Show us concepts and ideas for how things could be designed and function. Maybe it is one screen (dashboard) with overlays and flyout windows. Maybe it is multiple screens and panels for different kinds of functionality and tasks. We are open and looking for your ideas and solutions. Remember the application should remain easy to use, fast, and not cumbersome for the user.

Page Requirements
- We need below concepts in your designs, feel free to add any pages that you think is necessary to show the flow.
- For your design submission, think and give suggestion for friendly UI/UX for the overall application
- Do not create design that not mentioned on the challenge specification below
- For this challenge, we are looking for innovative visuals which can get better end user buy in, and possibly make their interaction with the application very pleasing
- Check provided Application Flow on challenge forum (Application-Flow.png)!
- Here are the screens you need designed for this RUX challenge

1) Login Screen
- User ID
- Password
- Showcase the various stats to fascinate & engage the new user:
-- Show no. of current loan process applications
-- No. of house listed & purchased per month
-- No. of Insurance policies sold per month

2) Build a profile screen/functionality
- Ability to capture user’s personal information like Name, Photo, DOB, Current Address….
- Ability to capture user’s Financial information – Assets, Liability and income
- Link following accounts to have real-time information about user’s financial strength
-- Secure link to Bank accounts
-- Secure link to Salary accounts
-- Secure link to Ongoing Investments accounts

2.1) Credit scoring & Financial situation
- Calculate & Display user’s credit score
- Generate & Display expense report/chart, investment report/chart, expected income earning graph based upon information received from banking system

3) Financial Calculator & Financial budgeting
- Repayment Calculator
-- Mortgage rate
-- Slider to change to loan value. Fix the upper limit to maximum loan limit as calculated from the profile details. Freeze the value once a property is selected
-- Slider tenure for loan repayment
-- Repayment amount based on above three
- Financial graphs based on the profile details – Maximum buying power, assets, liability income
- Link to start loan processing for selected house

4) Home/Property screen/functionality
- Ability to search & shortlist homes as per user’s criteria (pinpoint the searches on map and list them out as well)
-- Allow user to see & book Inspection calendar
-- Research data – demographic, preferred suburbs as per user’s income level
- Display following information for each shortlisted home based on user’s current financial strength
-- Mortgage rate
-- Deposit & Maximum borrowing limit
-- Maximum tenure for loan repayment
-- Show principal and interest repayments for monthly & fortnightly

5) Building Inspection status & communication screen/functionality
- Autofill the required information from user’s profile
- Property address & property agent contact details
- Display Building & Pest inspection cost $750
-  Ability to request for a building inspection (individuals can get the inspection done externally)  
- Show the current status (“Waiting on Information”, “Under Inspection”, “inspection report available”) & ETAs around it
- Confirmation/Notification on inspection completion
- Accept to proceed with loan processing

6) Loan status & communication screen/functionality
- Autofill the required information from user’s profile
- Ability to add mandatory documents
- Show the current status (“Waiting on Information”, “Under Process”, “Approved under disbursement”, “Disbursed”) & ETAs around it.
- Confirmation/Notification on loan approval
- Electronic Signature/ID verification and/or Biometrics verification

7) Internal Loan Processing functionality
- Show Loan no., Borrower & Co-borrower’s details, Credit score, Branch name, Property address, Interest rate%, Property Type.
- Show Loan Status, Loan officer’s Name & ID
- Calculate & display LTV(Loan to Value), CLTV (Combined Loan To Value), housing expenses, house’s market value,

8) Insurance Screen/functionality
- For purchased house, offer the following insurance quotation based on owner’s preference…
-- Home Insurance
-- Content Insurance
-- Home & Content insurance
-- Landlord Insurance from multiple insurance companies

9) Any Additional Functionality or Screens
- Show us concepts and ideas for how things could be designed and function.
- Maybe it's one screen with overlays and fly out windows?
- Maybe it's multiple screens and panels for different kinds of functionality and tasks?
- We are open and looking for your ideas and UX solutions.

Presentation Screen - 1920x1080 (16:9 Ratio)
- In a RUX challenge, this screen is the way to showcase your concept so keep it simple and make it look good!
- If you were walking into a meeting and needed to sell your idea - use this screen to showcase your concept.

RUX Challenge Timeline and Rolling Checkpoint
Submission Start: 10/21/2017 at 09:00 AM EDT
Rolling Checkpoint Start: 10/22/2017 at 09:00 AM EDT
Submission End: 10/24/2017 at 09:00 AM EDT

We are offering 5 Prizes Placements
1) 1st Placement: $2000
2) 2nd Placement: $1500
3) 3rd Placement: $1000
4) 4th Placement: $750
5) 5th Placement: $500
- Plus 8 placements for Rolling Checkpoint prizes @ $50 each!

Note: Important Rolling Checkpoint Details
- Our client will be available for early submissions and Checkpoint Rolling Feedback!
- We will answer questions and provide Rolling Feedback as fast as possible.
- You must watch the Forum for your feedback!
* All initial qualifying checkpoint submissions will win $50 (8 Placements)

General Requirements
Screen Sizes

- This application is going to be developed as a Desktop Web Application
- Screen Sizes: Desktop Standard (1366px by 768px - Landscape)

Design Branding
- Primary Colors: Open
- Secondary Colors: Green (#1f603f), Yellow (#ede107)
- Font: Open Sans
- This should be a serious/professional looking application
- We are looking for concepts and ideas!

Marvel Prototype
- We need you to upload your screens to Marvel App.
- Please send your Marvelapp request to
- You MUST include your Marvelapp URL (in your marvelapp prototype, click on share and then copy the link & share it within your notes/comment this link while you upload).

Judging Criteria
Your submission will be judged on the following criteria:
- Overall idea and execution of concepts
- How well does your design align with the objectives of the challenge
- Execution and thoughtfulness put into the solving the problem
- Overall design and user experience
- Cleanliness of screen design and user flow

Target Audience
End Customer- Home buyer are the primary users

Submission & Source Files
Preview Image

Please create your preview image as one (1) 1024x1024px JPG or PNG file in RGB color mode at 72dpi and place a screenshot of your submission within it.

Submission File
Submit JPG/PNG for your submission files.

Source Files
- All original source files of the submitted design. Files should be created in Adobe Photoshop and saved as a layered PSD file, or Adobe Illustrator as a layered AI file or Sketch!
- We also will require the Sitemap of your suggested flow on Text Format

Final Fixes
As part of the final fixes phase, you may be asked to modify your graphics (sizes or colors) or modify overall colors. We may ask you to update your design or graphics based on checkpoint feedback.

Please read the challenge specification carefully and watch the forums for any questions or feedback concerning this challenge. It is important that you monitor any updates provided by the client or Studio Admins in the forums. Please post any questions you might have for the client in the forums.

How To Submit

  • New to Studio? ‌Learn how to compete here
  • Upload your submission in three parts (Learn more here). Your design should be finalized and should contain only a single design concept (do not include multiple designs in a single submission).
  • If your submission wins, your source files must be correct and “Final Fixes” (if applicable) must be completed before payment can be released.
  • You may submit as many times as you'd like during the submission phase, but only the number of files listed above in the Submission Limit that you rank the highest will be considered. You can change the order of your submissions at any time during the submission phase. If you make revisions to your design, please delete submissions you are replacing.

Winner Selection

Submissions are viewable to the client as they are entered into the challenge. Winners are selected by the client and are chosen solely at the client's discretion.


2018 Topcoder(R) Open

Challenge links

Screening Scorecard

Submission format

Your Design Files:

  1. Look for instructions in this challenge regarding what files to provide.
  2. Place your submission files into a "" file.
  3. Place all of your source files into a "" file.
  4. Declare your fonts, stock photos, and icons in a "Declaration.txt" file.
  5. Create a JPG preview file.
  6. Place the 4 files you just created into a single zip file. This will be what you upload.

Trouble formatting your submission or want to learn more? ‌Read the FAQ.

Fonts, Stock Photos, and Icons:

All fonts, stock photos, and icons within your design must be declared when you submit. DO NOT include any 3rd party files in your submission or source files. Read about the policy.


All submissions are screened for eligibility before the challenge holder picks winners. Don't let your hard work go to waste. Learn more about how to  pass screening.

Challenge links

Questions? ‌Ask in the Challenge Discussion Forums.

Source files

  • Layered PSD files created in Adobe Photoshop or similar
  • AI files created in Adobe Illustrator or similar
  • Sketch

You must include all source files with your submission.

Submission limit

5 submissions

ID: 30059972